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Peoples Bank of the South

Mortgages

Peoples Bank of the South specializes in Conventional Loans and Construction Loans.

Mortgage Loans

A major commitment. Peoples Bank of the South wants to make it a pleasant event.

Secondary Market

Protection from rising interest rates.
  • 100% financing available for primary residences.
  • 90% financing available for secondary residences.
  • 80% financing available for cash-out refinancing.
  • 85% financing available for investment properties.
  • Estimated closing time is 4 weeks.

In-house

  • Fixed rate financing.
  • Can be paid automatically from your Peoples Bank of the South deposit account.
  • Estimated closing time is 3 to 4 weeks.
  • Closing costs are significantly lower for the in-house loans. Let us run the numbers for you.

Construction

  • Financing can be used for primary residences, secondary residences, investment properties, or spec homes.
  • We do finance loans for non-licensed builders.

Cash-out Refinancing

  • Get a lower rate and consolidate debts at one low rate.
  • Closing costs may be included in the new loan.


Looking for a Quote?

Information Needed for "Refinance" Quote
  • Current Mortgage Balance.
  • Annual Insurance Premium.
  • Annual Property tax.
  • Current Rate on Your Mortgage Loan.
  • Current Payment Amount.
  • Remaining Years on Current Mortgage.

Information Needed for "Purchase" Quote
  • Sales Price.
  • Amount of Down Payment.
  • Number of Years for Mortgage.
     

Please contact David Hickman for more information:

In Campbell, phone (423) 562-4921 - From Knoxville, call 457-8333.
Fax: (865) 429-7550
Email: davidh@peoplesbanksouth.com

In Anderson County, call our Norris-Clinton office at (423) 457-3500.